Frictionless Finance for a Billion Indians™
What is Frictionless Finance?
Key Projects
Unified Lending Interface (Previously known as PTPFC)
The Unified Lending Interface (ULI) is a revolutionary credit Digital Public Infrastructure (DPI), conceptualised by RBI, and designed and developed by RBIH. The mission of ULI is to enable frictionless access to credit for individuals and businesses by facilitating the seamless flow of authenticated data and allied services to all lenders through one platform.
Key Projects
Unified Lending Interface (Previously known as PTPFC)
The Unified Lending Interface (ULI) is a revolutionary credit Digital Public Infrastructure (DPI), conceptualised by RBI, and designed and developed by RBIH. The mission of ULI is to enable frictionless access to credit for individuals and businesses by facilitating the seamless flow of authenticated data and allied services to all lenders through one platform.
What’s New
Resources
This whitepaper explores the migration to Post-Quantum Cryptography, detailing vulnerabilities in classical cryptography and measures for Indian banks. It explores the proposed PQC solutions, outlines a migration strategy to ensure a smooth transition, and highlights challenges and opportunities for Indian banks in securing systems against quantum threats.
This research paper examines how women in India use and navigate smartphones to access financial and non-financial services. Drawing on interviews with 3,300 women across five Indian states, the study delves into their user journeys. It provides key insights into the enablers and barriers shaping their smartphone usage, offering a detailed understanding of their experiences and challenges.
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