Frictionless Finance is an equity-free, 90-day accelerator by Reserve Bank Innovation Hub (RBIH), SPJIMR WISE Tech, and YES BANK, designed for growth-stage fintech startups.
Focus Areas
The programme aims to provide tailored support to startups in six key domains:
MSME Finance
Finance for Nano Entrepreneurs
Supply Chain Finance
Agri Finance
Climate Finance
Retail Finance
By applying, you agree to our Terms & Conditions
Programme Features
As part of the programme, get access to:
- Pitch Clinic
- Networking Mixers
- Bespoke Mentorship
- Access to Bank APIs
- Expert-led Masterclasses
- Investor Demo Day
- Bank Demo Day
By applying, you agree to our Terms & Conditions
Programme Timeline
A structured journey to empower and scale your fintech venture
Application Phase
12 December - 3 January, 2025
Selection and Onboarding
1 January - 10 January, 2025
Acceleration Programme
16 January - 28 March, 2025
Bank/ Investor Demo Day and Graduation Ceremony
29 March - 19 April, 2025
Frequently Asked Questions
Who can apply to this programme?
This programme is ideal for startups that are team-led, registered after 2017, and in the early-revenue or growth stages. Eligible startups should have a proven MVP, some market traction, and at least six months of revenue or seed funding.
How long is the programme?
The programme runs for a structured 90-day period, with sessions, mentorship, and key events such as Demo Days with banks and investors.
What kind of support can I expect?
The programme includes hands-on mentorship, regulatory guidance, pitch coaching, expert sessions, networking mixers, and access to bank APIs. You’ll also get to present at exclusive Demo Days with YES BANK and top investors.
Is it an online or in-person programme?
Most of the sessions will be virtual, but we’ll host the launch day, bank-fintech and investor-fintech demo days & graduation day in-person.
What is the application timeline?
Applications open on December 12 and close on December 31. Selection will be completed by January 10, and the programme begins on January 16.
How do I apply?
Are there any fees to participate?
No, there are no fees to participate in the Frictionless Finance Accelerator.
When is the cohort launch?
The cohort launch is scheduled for 16th January. It will be an in-person event at YES Bank House, taking place on National Startup Day, making it a memorable start to the programme.
What is expected of participating startups?
Startups are expected to commit to the programme’s schedule, actively engage in sessions and mentorship, and prepare for the Demo Days to showcase their progress and growth potential.
By applying, you agree to our Terms & Conditions
Terms & Conditions
By submitting the acceleration program application form, the applicant acknowledges and agrees to abide by these terms and conditions:
- The selection of applicants for the programme will be at the sole discretion of the organisers. The organisers’ decision regarding the selection of applicants is final and cannot be appealed.
- Acceptance into the programme does not guarantee funding, or Pilot/POC opportunity with Banks.
- The organisers reserve the right to terminate an applicant’s participation in the programme if the applicant violates any terms and conditions or exhibits inappropriate behaviour.
- Participants are responsible for ensuring that their business complies with all legal and regulatory requirements.
- The organising institutions will not be held liable for any losses, damages, or expenses incurred by the applicants or participants during the application or incubation process.
- All issues and questions concerning the construction, validity, interpretation and enforceability of the terms and conditions, or the rights and obligations of the participants and organisers, in connection with the programme shall be governed by, and construed in accordance with the laws of India and the courts in Mumbai shall have jurisdiction over any action arising out of this programme, and the venue shall be Mumbai.
- The organisers reserve the right to alter/ amend/ modify any rules of any programme at any time without any notice whatsoever.
- All digital data or information provided in connection with the programme may be used (saved, stored, processed, transmitted and deleted) by the organisers in accordance with the Privacy Policy, which is hereby incorporated by reference into these event terms.
- You may access organisers’ facilities for the programme (the “Purpose”), and during such visits the organiser may disclose, or you may have access to, certain business or confidential information of the organiser (“Confidential Information”). You agree: (i) to use reasonable measures to maintain the Confidential Information in strict confidence; (ii) not to disclose the Confidential Information to any third parties; and (iii) not to use the Confidential Information for any purpose except the Purpose. These obligations will continue for five (5) years, except obligations with respect to organiser’s trade secrets will continue in perpetuity, and will not apply to the extent any Confidential Information is now or thereafter becomes generally known or available to the public, through no act or omission by you. You may make disclosures of Confidential Information required by law, regulation, or court order if you (A) send prompt written notice of the required disclosure and (B) cooperate, at the organiser’s expense, to prevent or limit the disclosure.
- By submitting the application, applicants agree to be bound by the latest version of the terms and conditions.
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