Instant Kisan
credit card

Mission
Paperless Process
Reduced TAT
Reduced Costs
 Technology (DLT) allows stakeholders to share accurate and reliable information digitally. Smart contracts supported by DLT allow for automated execution of conditions once pre-set criteria are met, reducing manual intervention and paperwork. However, the widespread adoption of DLT has been limited.
RBIH consulted with leading public and private sector banks to identify key issues with adoption. Major concerns that were identified were vendor lock-in with a single DLT fabric and lack of live use cases at scale. To address these concerns, RBIH conceptualized an interoperable DLT platform for the financial ecosystem.
Key Observations From The POC

Enhanced Performance & Scalability
DLT platforms performed faster as compared to the existing bank portals

Better Security & Access Control
DLT platform had secure access and only authorized users can be onboarded

Increased Robustness & Maturity
Every fabric partner was able to inject multiple transactions into the fabric
KCC Applicants





a. Loan eligibility is calculated
b. The automated scale of finance
c. Loan contract signed using e-sign
d. Loan disbursement to the
bank account
AgriFin Program PDF
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